Last Updated: March 19, 2026

Welcome to Gurukol.com ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at https://gurukol.com (the "Site") and the purchase of any digital products, courses, or bundles (the "Products") offered through the Site.

By accessing our Site or purchasing our Products, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Site or purchase our Products.

1. General Conditions

We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including credit card information), may be transferred unencrypted and involve transmissions over various networks. Credit card information is always encrypted during transfer over networks via our payment processor, Payhip.

2. Digital Products and Access

2.1 Product Delivery: All Products sold on Gurukol.com, including "The Total Transformation Vault" and individual courses, are digital digital downloads or digital access portals. Upon successful payment, you will receive an email with instructions on how to access or download your purchase.

2.2 Access Revocation: We reserve the right to revoke access to any digital product if we determine that you have violated these Terms, including but not limited to unauthorized sharing or reselling of the content.

3. Pricing and Payments

3.1 Pricing: All prices for our Products are subject to change without notice. The price displayed at the time of purchase is the final price.

3.2 Payment Processing: Payments are processed securely through our third-party provider, Payhip (and their integrated processors such as PayPal or Stripe). We do not store your full credit card details on our servers.

3.3 One-Time Fees: Unless explicitly stated otherwise (e.g., a specific membership tier), purchases such as course bundles are a one-time fee for lifetime access to the current version of the content.

4. Refund Policy

We stand behind our Products. If you are not completely satisfied, you may request a refund within 3 days of your purchase by contacting our support team. Refunds will be issued at our sole discretion based on proof of non-delivery or technical malfunction.

5. Intellectual Property and Acceptable Use

5.1 Ownership: All content included in the Products (text, videos, audio, PDFs, graphics) is the intellectual property of Gurukol.com or its licensors.

5.2 Personal Use Only: When you purchase a Product, you are granted a single, non-transferable, non-exclusive license for your personal, non-commercial use only.

5.3 Prohibited Actions: You may NOT:

• Resell, redistribute, or share the Products with third parties.
• Modify, reproduce, or create derivative works from the Products.
• Upload the Products to any file-sharing or torrent sites.
• Claim the content as your own.

6. Disclaimer of Warranties

The Products provided on Gurukol.com, including all courses related to fitness, mindset, and business, are for educational and informational purposes only.

• No Professional Advice: The content does not constitute medical, psychological, financial, or legal advice. Always consult with a qualified professional regarding your specific situation before making major life, health, or financial decisions.
• No Guarantees: We make no guarantees regarding the results, financial success, or physical transformations you may experience by using our Products. Your success depends entirely on your own effort, commitment, and application of the materials.

7. Limitation of Liability

To the fullest extent permitted by law, Gurukol.com and its owners, employees, or affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Site or the Products.

8. Third-Party Links

Our Site or Products may contain links to third-party websites or services that are not owned or controlled by Gurukol.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

9. Changes to Terms of Service

We reserve the right to update, change, or replace any part of these Terms by posting updates and/or changes to our Site. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

10. Contact Information

Questions about the Terms of Service: Send a message using the Contact form by logging in to your account

Privacy Policy

Last Updated: March 19, 2026

At Gurukol.com ("we," "us," or "our"), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website (https://gurukol.com) and purchase our digital products, including "The Total Transformation Vault" and individual courses.

1. Information We Collect

We collect information that you voluntarily provide to us, as well as data that is collected automatically when you use our website.

A. Information You Provide to Us

• Account & Purchase Data: When you create an account, sign up, or purchase a product, we collect your name, email address, and billing details.
• Communication Data: If you contact us via email or our contact forms, we collect your email address and the contents of your message.

B. Information Collected Automatically

• Transaction Data: Our store is hosted on Payhip. When you make a purchase, Payhip collects necessary technical and transaction data (such as your IP address and browser type) to facilitate the download and prevent fraud.
• Cookies: As noted on our website, we use cookies to provide necessary site functionality and ensure a great user experience. This includes keeping track of your cart contents and login status.

C. Payment Information We do not collect or store your raw credit card numbers. All payments are processed securely through our third-party payment processors (e.g., Payhip, Stripe, or PayPal). We only receive confirmation that the payment was successful, along with the necessary billing details to issue your receipt and grant access to your digital downloads.

2. How We Use Your Information

We use the data we collect for the following business purposes:

• To Deliver Products: To email your digital download links, grant access to course bundles, and manage your account.
• To Process Transactions: To process your one-time payments securely and issue refunds if applicable under our 3-Day Money-Back Guarantee.
• To Communicate: To send you order confirmations, receipts, technical notices, and customer support responses.
• To Improve Our Site: To understand how users navigate Gurukol.com so we can optimize our digital catalog and improve the user experience.

3. Sharing Your Information

We do not sell, rent, or trade your personal information to outside parties. We only share your data with trusted third parties who assist us in operating our website and conducting our business:

• E-commerce Platform: Payhip (which hosts our digital storefront, manages product delivery, and handles EU VAT compliance).
• Payment Processors: Such as Stripe or PayPal, to securely process your transactions.

These third parties have their own privacy policies regarding how they handle the information necessary to perform their services.

4. Cookies and Tracking Technologies

We use cookies to maintain your session and track items in your cart. When you first visit Gurukol.com, you will see a banner asking for your consent to use these cookies. You can choose to disable cookies through your browser settings, but please note that some features of our site (like logging in or completing a purchase) may not function properly without them.

5. Your Data Protection Rights (Including GDPR)

Depending on where you live, you may have specific rights regarding your personal data. If you are a resident of the European Economic Area (EEA) or specific US states, you have the right to:

• Access the personal data we hold about you.
• Request correction of any inaccurate or incomplete data.
• Request deletion of your personal data (often called the "right to be forgotten"), subject to certain exceptions for legal or tax record-keeping.
• Opt-out of marketing communications at any time.

To exercise any of these rights, please contact us using the details below.

6. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations (for example, we are required to keep transaction records for tax purposes), resolve disputes, and enforce our agreements.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Last Updated" date at the top of this page.